How can I earn rental income when I can’t even afford a mortgage for myself? NHT only lends up to $6.5 million, and there are no houses available for that price! If this is you, then there is a solution. You can combine the benefits of real estate investing with stock market investing. Real estate can be very expensive for a beginner, so you can get some of the benefits of real estate investing on a smaller budget by investing in real estate companies that are listed on the Jamaica Stock Exchange.